APR Rates

How much will the APR be?

Creditarm.com is not a lender, therefore, we are not able to confirm the exact APR rate that you can be charged. If you reached our site via a paid Google advert, you should have seen repayment terms ranging from 3 to 24 months, together with illustrated rates of no greater than 4.95% minimum to 35.95% maximum (calculation consistent with the Truth In Lending Act, TILA).

If you are approved, the rate of APR will be set by the lender. The figure can vary and will be based both on the information that you provided on the form within your loan request and the information the lender supplied to you. The lender should always notify you of the APR they can offer you.

APR rates are based on how creditworthy you are and might be subject to change without notice which could result in the total amount you pay back varying.

If one of our lenders is interested in working with you and your application gets accepted, the lender will provide you with all the facts associated with the loan. This will include the APR, any associated loan finance charges and all of the terms you will be agreeing to. It is prudent that you read all information submitted to you by the lender to ensure that you can make an informed decision prior to accepting a loan offer.

Should you have any questions related to the APR on your loan offer, please contact your lender directly as we do not have access to any of your loan information.

Creditarm.com does not charge you any fees to submit a loan request, be connected with a lender, or to receive loan offers or quotes. If you receive a quote or a loan offer, the lender with which you may be connected is available to review its terms with you at no cost. It’s possible that the lender may require a fee to process your formal loan application and/or credit report, but until you agree to pay the lender any fee(s) or sign any loan agreements, you may shop with Creditarm.com at no cost.

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What is my payment?

$

Estimated monthly payment

Total paid after payments

Total Interest Paid

Understanding your loan

At CreditArm, we realize understanding your Annual Percentage Rate, or APR, will help you repay your debt faster so you get more out of your personal loan.

APR is the yearly rate you are charged to take out a personal loan. CreditArm is not a lender and doesn't provide funding, but we do act as a loan concierge, connecting borrowers with a trusted network of lenders who provide one-of-a-kind loan assistance.

CreditArm can't provide the exact APR, but we can tell you that your rates will vary based on the information you'll provide in your loan request. CreditArm does not charge for our service.

Check My Rate

You can get more information by checking your rate on CreditArm.

A few examples

If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.

If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

Amount Period APR Monthly Total Paid
$2,000 12 mo 24% $189.12 $2,269.44
$4,000 24 mo 12% $188.29 $4,518.96
$6,000 36 mo 12% $199.29 $7,174.29

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